Rural Essential Access Provider (REAP) Loan Repayment Program eligibility details
Educational loans eligible for repayment
Federal and/or private commercial loans that were taken out for education and expenses directly related to the discipline in which you\'re currently practicing.
Educational loans not eligible for repayment
Loans that were consolidated with any other type of debt or another person's debt.
You are ineligible to apply if you have a conditional license as a result of a disciplinary action by your professional licensing board.
Employment status
You must have a negotiated employment contract and have started your first day of employment by the first day of the opening of the respective application cycle, March 1 or September 1.
Service obligations
You cannot have another service obligation while you participate in the Rural Essential Access Provider Loan Repayment Program.
If your employer offers a signing bonus that obligates you to a period of service, that obligation must be waived before you can be awarded loan repayment.
You may apply to the Rural Essential Access Provider Loan Repayment Program and National Health Service Corps but can accept only one award at a time.